Ambient Heating & Air partners with the best financing resources to help fund your heating and cooling needs.

When it comes to making the decision to purchase a new air conditioning unit or heater, it’s a big financial commitment. At Ambient Heating and Air, we want you to know we’ve got two excellent financing options. We work with Ygrene and EnerBank. We chose these partners not only because they are the very best in the business, but they always provide our customers with safe and reliable finance options.

Given the financial commitment for a new unit, here are a few tips about how to know if your HVAC needs to be replaced.

Some signs that a new system might help make your home be more comfortable and that you could use a more energy efficient unit are if you hear loud sounds from your heater or air conditioner, it might be getting ready to fail. Another issue, like damaged wires, might be able to be repaired but also could be a sign of old age. Finally, freon is being phased out, so if your HVAC unit is older, this presents a big problem in the future. HVAC systems that are old are more costly to maintain and use more energy, so now might be the time to replace your air conditioner or heater before it’s too late.

Ygrene Certified

Ygrene financing makes upgrading your HVAC needs easy and affordable.

When your heater or air conditioning isn’t working, you need relief fast. Using the PACE (Property Assessed Clean Energy) program for homeowners, Ygrene provides increased security, savings and comfort for you and your family. With no money down and a quick, simple approval process, you’ll be well on your way to having a comfortable and energy efficient home. Your home is one of your most precious investments. So, Ygrene takes a more personal and inclusive approach to financing your energy efficiency upgrades. Financing is repaid as a special assessment/tax on the property’s regular property tax bill. Eligibility is based on equity and your ability to pay, among other factors. No minimum FICO score is required. Payments can be spread out up to 30 years in some states, and your first annual payment may be deferred for up to one year or longer.

With Ygrene, you unlock the money you’ve earned in your home. Eligibility is based on the equity in your home, not your personal credit.

EnerBankUSA logo

offers loans that are only available through authorized contractors.

This means you don’t have to wait to install a new unit.  When you’re in a pickle and one of your units has failed, you don’t want to wait for heat or air conditioning.  You don’t have to worry that you haven’t saved enough in your “rainy day fund”.  You also don’t have to max out your credit cards and then get hit with outrageous interest rates. 

When you’re with Ambient Heating and Air, together we pick up the phone and call Enerbank. You answer some questions, and within minutes you could have an answer.  There is no waiting to see if you’ve been approved. About 80% of the loan applications are approved.  The loan has a fixed interest rate locked in for the life of the loan, so just like at Ambient Heating and Air, there are no surprises and no hidden fees.  If you decide to pay the loan back early, there is no penalty.  You don’t have to put your house up as collateral for this loan.  This means that there is no lien on your property. You deal directly with the bank, since Ambient Heating and Air is an authorized contractor. 

So, go ahead make that big purchase and rest easy in the comfort of your own home with a new heater or air conditioner breathing that nice clean air knowing that you have Enerbank and Ambient Heating and Air watching your back.

Give us a call today or request an appointment to discuss which financing option works best for you.

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